Home Insurance Ontario

Natural disasters, robberies, fires. These are all things that could potentially cause damage your home and if uninsured, could cost the home owner a pretty penny. Home insurance in Ontario is simple and easy to find both online and offline. Continue reading to find out more on home insurance in Ontario…

Belair Direct insures condos and rental properties mainly in Ontario. They offer a several discounts including a stability discount, which is for those who have lived at the same address for more than 25 months and are over the age of 25. Discounts are also available for those who have security alarms and for those who have filed no residential claims in the last 5 years. You can get a quote either online or call them directly.

CAASCO serves mainly south central Ontario and offers homeowner and cottage insurance at competitive prices. If you have car insurance through CAA, it is easy to add home insurance to your account as well as receive discounts. Their website offers a calculator where you can estimate the cost of the contents of your property so you know what and how much you should insure.

Kanetix is a multi-faceted insurance website that offers free home insurance quotes. One quote from the site says that a house built in 1980 with minimal repairs will cost $1,104 per year plus an 8% tax to insure. The deductible is $1,000 and also includes up to $1 million in liability coverage. Premium rates will depend on the age of the house and how many repairs have been made.

RBC Insurance offers several plans for home owner’s insurance. A Basic plan will protect your home, any structures that are attached to your home and all of your personal belongings from specific perils which you will name in your policy. An Enhanced plan will include everything the basic plan covers but protects your home from a wider range of perils. The Enhanced Plus coverage will protect your home and belongings from anything and everything and you do not have to name specific perils on your policy.  There are several RBC Insurance branches located in Ontario so you can stop by their office or call them to get a more detailed quote.

Full coverage of your home can save the home owner a considerable amount of money in the event of a disaster or other unforeseen circumstances. One way to save on your home insurance is to combine your car and home owner’s insurance with the same company or by choosing a higher deductible. Finding the best home owner’s insurance for a low price can be as easy as a few mouse clicks or dialing a phone number.

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